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regulation in lending markets, competition in lending markets, household finance, mortgage product design, housing markets, mortgage markets

Affordable housing, homelessness, access to credit, community development, the Community Reinvestment Act, neighborhood change, homeownership and mortgage finance (with a focus on low-income and minority households)

mortgage markets, prepayment modeling, valuation, hedging, term structure modeling valuation of derivative securities, application of non-parametric estimation techniques, pricing of derivatives