Richard Stanton | Research UC Berkeley

Research Expertise and Interest

mortgage markets, prepayment modeling, valuation, hedging, term structure modeling valuation of derivative securities, application of non-parametric estimation techniques, pricing of derivatives

Research Description

Richard Stanton is a Professor of Finance and Real Estate and holds the Kingsford Capital Management Chair in Business at Berkeley Haas. His main research interests are mortgage and lease markets, term structure modeling, mutual funds and risk management, and employee stock options (ESOs).

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Teaching

In the News

Powerful lightning storm front passes over residential houses

Looming nightmare in mortgage industry, experts warn

Berkeley Haas Professors Nancy Wallace and Richard Stanton were some of the few voices to forewarn of the massive risk posed by shoddy practices in the mortgage industry prior to the 2008 financial crisis. Unfortunately, history seems to be repeating itself.

a woman sits at a computer with the word mortgage on the screen

Mortgage algorithms perpetuate racial bias in lending, study finds

Both online and face-to-face mortgage lenders charge higher interest rates to black and Latino borrowers, costing those homebuyers up to half a billion dollars more in interest every year than white borrowers with comparable credit scores.

Graphic of a hand holding a house on top of a pile of a cash, both on top of a jenga set

Mortgage industry is back on shaky ground, experts warn

A decade after the last housing crash, the mortgage market faces the risk of another meltdown that could endanger the economy.

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