UC Berkeley's Terner Center for Housing Innovation is sounding the alarm about smaller housing providers facing dire consequences unless Congress acts to correct the income problem created by the pandemic. Housing providers will see a loss of asset value that could end in foreclosure, layoffs, and loss of investment in new housing, leading to reduced housing supply and housing price increases. "The results of the survey are sobering...The majority of survey respondents - more than 80% of who own or manage buildings with fewer than 20 units - reported a decline in their rental income compared to the first quarter of the year. We should all be worried that one in four landlords have already borrowed funds to make ends meet and almost two in five lack confidence in their ability to make ends meet over the next 90 days."