Carolina Reid

Research Expertise and Interest

Affordable housing, homelessness, access to credit, community development, the Community Reinvestment Act, neighborhood change, homeownership and mortgage finance (with a focus on low-income and minority households)

Research Description

Carolina K. Reid is the I. Donald Terner Distinguished Professor in Affordable Housing and Urban Policy in the Department of City and Regional Planning at the University of California at Berkeley.  She also serves as the Faculty Research Advisor for the Terner Center for Housing Innovation, where she oversees the design and execution of the Center’s research agenda and portfolio. Carolina specializes in housing and community development, with a specific focus on access to credit, housing and mortgage markets, urban poverty, and racial inequality. Her current research projects include an assessment of strategies to address homelessness in California, the role that subsidized housing plays in promoting economic mobility among low-income families, and the impact of discrimination in mortgage lending on the racial wealth gap.

Carolina’s work seeks to inform state and federal policy, and she has consulted on projects for the California Department of Housing and Community Development, the U.S. Department of Housing and Urban Development, the Center for Community Capital, Abt Associates, and community development nonprofits. Her scholarship has been covered in national and international media, including the New York Timesthe Wall Street JournalNational Public Radio, and local outlets such as the Mercury NewsCalMatters, and the San Francisco Chronicle.

Carolina brings nearly two decades of applied work experience to her research and teaching. Before joining the faculty at UC Berkeley, Carolina worked at the Center for Responsible Lending, where she undertook policy analyses on how provisions in Dodd-Frank could affect future access to credit for lower-income and minority households. Carolina also served as the Research Manager for the Community Development Department at the Federal Reserve Bank of San Francisco for six years. At the SF Fed, Carolina published numerous journal and policy articles on topics related to housing and community development, and helped to build the capacity of local stakeholders — including banks, nonprofits, and local governments — to undertake community development activities, especially in the areas of affordable housing, early childcare education, asset building, and neighborhood revitalization.

Carolina has also held positions with the World Resources Institute in Washington, D.C., where she worked on urban environmental issues and the environmental impacts on health; the Environmental Health and Social Policy Center in Seattle, where she contributed to the evaluation of Jobs-Plus, a welfare-to-work demonstration targeted to residents living in public housing developments; and the Millennium Ecosystem Assessment based out of Penang, Malaysia, where she managed an effort to understand how indigenous knowledge about environmental change could be integrated into international environmental decision-making processes. She has a BA from Stanford University and an MA and PhD from the University of Washington, Seattle.

In the News

Expand State-Funded Housing Opportunities to Combat Homelessness

Our latest research paper, California’s Homekey Program: Unlocking Housing Opportunities for People Experiencing Homelessness, focuses on the lessons learned from Homekey, one of the most significant programs through which the state has stepped up its investments in addressing homelessness.

Are renters — and the U.S. economy — hurtling toward an ‘eviction cliff’?

Schools and businesses are reopening, diners are returning to restaurants, and fans are returning to sports stadiums, but a new crisis in the COVID-19 pandemic may be just weeks away: the possible eviction of millions of Americans who have fallen behind in their rent. When massive job losses and other pandemic-driven economic pressures left many renters unable to pay and accumulating debt to their landlords, the federal government and some states set moratoria that blocked evictions. Now the U.S. ban is set to expire on June 30, and UC Berkeley housing experts are warning of a potential surge of evictions and homelessness, along with damaging economic shock waves.